{"id":14712,"date":"2026-09-18T11:01:23","date_gmt":"2026-09-18T11:01:23","guid":{"rendered":"https:\/\/corientbs.com\/in\/?post_type=blog&#038;p=14712"},"modified":"2026-09-18T11:04:47","modified_gmt":"2026-09-18T11:04:47","slug":"ecommerce-payment-reconciliation","status":"publish","type":"blog","link":"https:\/\/corientbs.com\/in\/blog\/ecommerce-payment-reconciliation\/","title":{"rendered":"Ecommerce Payment Reconciliation: Process, Fees &amp; Best Practices"},"content":{"rendered":"\n<p><strong>TL;DR<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Reconciliation matches the order value, the settled amount and the bank credit for every transaction.<\/li>\n\n\n\n<li>Marketplace payouts are net of fees, 18% GST on fees, GST TCS (0.5%) and TDS (0.1%).<\/li>\n\n\n\n<li>Reconcile gateways daily, marketplaces weekly, and close the books monthly.<\/li>\n<\/ul>\n\n\n\n<p>Ecommerce payment reconciliation is the process of matching each order\u2019s value against the amount settled by the marketplace or payment gateway and the amount credited to your bank. It accounts for commissions, fees, GST TCS, TDS, refunds and chargebacks so every rupee of difference is explained.<\/p>\n\n\n\n<p>If your bank statement, payment gateway dashboard, and Amazon or Flipkart settlement report never show the same number twice, you are not alone, and you are not doing your books any favours.<\/p>\n\n\n\n<p>For most Indian sellers, reconciliation is the backbone of <a href=\"https:\/\/corientbs.com\/in\/blog\/e-commerce-accounting\/\">ecommerce accounting<\/a> and the difference between a P&amp;L that reflects reality and one that quietly bleeds margin every month.<\/p>\n\n\n\n<p>The problem is that sellers today reconcile five or six payment streams at once: UPI, cards, net banking, wallets, cash on delivery, and marketplace payouts, each with its own fee structure and settlement cycle. Manually matching thousands of line items across Amazon, Flipkart, Meesho, and Razorpay is where finance teams lose entire weeks every month.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What Is Ecommerce Payment Reconciliation?<\/h3>\n\n\n\n<p>Ecommerce payment reconciliation is the practice of comparing three sets of records for every transaction: the order value shown in your storefront or marketplace panel, the amount your payment gateway or marketplace reports as settled, and the amount that actually credits to your bank account. When all three match, the transaction is \u201creconciled.\u201d When they don\u2019t, a short settlement, an unexplained deduction, a failed UPI transfer never reversed, or a refund processed twice, that gap must be investigated and closed.<\/p>\n\n\n\n<p>Unlike a simple bank reconciliation, it has to unpick marketplace settlement logic: referral fees, closing fees, shipping charges, ad spend, GST on those fees and tax withheld, all bundled into a single net payout.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Settlement vs Reconciliation: What\u2019s the Difference?<\/h4>\n\n\n\n<p>Settlement is the transfer of funds to your bank once a cycle completes: usually T+1 or T+2 for gateways, around a week for prepaid marketplace orders, longer for COD. Reconciliation is the check that the settled amount is what you should have received.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Why Payment Reconciliation Is Critical for Indian Ecommerce Sellers<\/h3>\n\n\n\n<p>India\u2019s digital payments infrastructure has scaled fast. Per a <a href=\"https:\/\/www.pib.gov.in\/FactsheetDetails.aspx?id=150962&amp;NoteId=150962&amp;ModuleId=16&amp;reg=20&amp;lang=1\" target=\"_blank\" rel=\"noopener\">Press Information Bureau factsheet<\/a>, UPI processed 2,365.8 crore transactions worth \u20b929.87 lakh crore in July 2026 alone, and the <a href=\"https:\/\/rbi.org.in\/scripts\/BS_PressReleaseDisplay.aspx?prid=62213\" target=\"_blank\" rel=\"noopener\">Reserve Bank of India\u2019s Digital Payments Index<\/a> climbed to 516.76 in September 2025, up from 493.22 in March 2025, a direct measure of how much more of India\u2019s economy now moves through digital rails. India\u2019s e-retail market has followed the same trajectory: the Bain &amp; Company and Flipkart \u201cHow India Shops Online 2026\u201d report puts 2025 GMV at roughly $65\u201366 billion, on course to reach $170\u2013180 billion by 2030.<\/p>\n\n\n\n<p>Ecommerce payment reconciliation has moved from back-office chore to board-level concern for several reasons:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Cash flow visibility:<\/strong> Thin-margin sellers cannot afford a settlement shortfall discovered six weeks after the sale.<\/li>\n\n\n\n<li><strong>Revenue leakage:<\/strong> Short settlements, fee overcharges and unclaimed returns quietly erode margin, often unnoticed until claim windows have closed.<\/li>\n\n\n\n<li><strong>Audit readiness:<\/strong> Unreconciled marketplace payouts are a recurring red flag in statutory audits.<\/li>\n\n\n\n<li><strong>Fraud and error detection:<\/strong> Duplicate refunds, phantom chargebacks, and gateway double-deductions surface only through disciplined reconciliation.<\/li>\n\n\n\n<li><strong>Tax credit accuracy:<\/strong> TCS and TDS credits must match your books before filing.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Types of Reconciliation Every Ecommerce Seller Needs<\/h3>\n\n\n\n<p>A complete ecommerce payment reconciliation framework covers five layers:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Marketplace settlement reconciliation:<\/strong> matching gross order value against the net payout from Amazon, Flipkart, Meesho, Myntra, or Nykaa after platform deductions.<\/li>\n\n\n\n<li><strong>Payment gateway reconciliation:<\/strong> matching customer-facing payments (Razorpay, PayU, Cashfree, CCAvenue) against settlement reports and bank credits. This is the reconciliation most D2C teams run daily for their own websites, and a core part of <a href=\"https:\/\/corientbs.com\/in\/blog\/shopify-accounting\/\">Shopify accounting<\/a> for brands selling through their own store.<\/li>\n\n\n\n<li><strong>Bank reconciliation:<\/strong> confirming gateway and marketplace payouts reflect in the bank statement on the expected date and amount.<\/li>\n\n\n\n<li><strong>Refund and chargeback reconciliation:<\/strong> tracking refunds, cancellations, and RTO (return-to-origin) deductions against what was actually reversed or withheld.<\/li>\n\n\n\n<li><strong>COD remittance reconciliation:<\/strong> matching cash collected by courier partners or shipping aggregators against the remittances they actually pay you, net of COD and RTO charges.<\/li>\n<\/ul>\n\n\n\n<p>Sellers operating a website plus two or three marketplaces run all five types in parallel, every day. Many sellers also run inventory reconciliation alongside these, matching stock sold, returned and lost against marketplace records, though it sits closer to operations than to payments.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Marketplace Fees in India That Complicate Reconciliation (2026)<\/h3>\n\n\n\n<p>Reconciling Amazon and Flipkart settlements is rarely a clean subtraction of \u201cprice minus commission.\u201d Both platforms layer several charges into one net figure, and each needs reconciling separately to spot errors \u2014 a short settlement, a fee charged outside the published rate card, or a return that was never credited back.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>Fee type<\/strong><\/th><th><strong>Amazon India<\/strong><\/th><th><strong>Flipkart<\/strong><\/th><\/tr><\/thead><tbody><tr><td>Referral\/commission fee<\/td><td>0% on products under \u20b91,000 across 1,800+ categories (from 16 March 2026); category-based % above that<\/td><td>Category-based; 0% on all fashion products at every price point (since 8 July 2026)<\/td><\/tr><tr><td>Fixed\/closing fee<\/td><td>Fixed fee by price slab<\/td><td>Flat fee by price slab and seller tier<\/td><\/tr><tr><td>Shipping\/weight handling<\/td><td>Charged on Easy Ship\/FBA orders by weight<\/td><td>Charged via Ekart on price slab and mode<\/td><\/tr><tr><td>Collection fee<\/td><td>Not applicable<\/td><td>Higher on Cash on Delivery than prepaid<\/td><\/tr><tr><td>GST TCS<\/td><td>0.5% of net taxable supplies<\/td><td>0.5% of net taxable supplies<\/td><\/tr><tr><td>Income-tax TDS<\/td><td>0.1% of gross sales (Sec. 393(1), Income-tax Act, 2025; formerly Sec. 194-O)<\/td><td>0.1%, same structure<\/td><\/tr><tr><td>GST on fees<\/td><td>18% on commission and fees, claimable as input tax credit<\/td><td>18%, same structure<\/td><\/tr><tr><td>Discounts<\/td><td>Seller-funded discounts reduce payout; marketplace-funded ones do not<\/td><td>Same principle<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Because these charges are all netted off before the payout hits your bank, sellers often cannot tell whether a shortfall is a fee change, a return, or a genuine error unless every line is reconciled individually. That\u2019s why generic bookkeeping tools struggle with marketplace reconciliation, and purpose-built ecommerce reconciliation software has become standard for sellers doing volume across multiple marketplaces.<\/p>\n\n\n\n<p>Meesho runs a zero-commission model, so reconciliation there centres on shipping, return and penalty deductions. On every platform, also check for weight disputes, where a wrongly recorded weight inflates shipping fees, and unremitted orders that drop out of a payout for weeks.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">How GST TCS and Income-Tax TDS Affect Your Payouts<\/h3>\n\n\n\n<p>Marketplaces deduct two taxes before paying you, each reconciled against a different record. GST TCS at 0.5% is reported by the marketplace in GSTR-8; once you accept it on the GST portal, it credits your electronic cash ledger. Income-tax TDS at 0.1% of gross sales, under Section 393(1) of the Income-tax Act, 2025 since 1 April 2026 (previously Section 194-O), appears in Form 26AS and is set off against your income tax.<\/p>\n\n\n\n<p>The 18% GST on marketplace fees is claimable as input tax credit when invoices match GSTR-2B. Reconcile all three monthly: a missing credit usually means it was reported against the wrong GSTIN or PAN, which is far easier to fix before the filing deadline.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Worked Example: Reconciling a \u20b91,499 Amazon Order<\/h3>\n\n\n\n<p>This is the level of detail sound <a href=\"https:\/\/corientbs.com\/in\/blog\/amazon-seller-accounting-bookkeeping-guide\/\">Amazon seller accounting<\/a> needs. Take a \u20b91,499 product (18% GST, taxable value \u20b91,270.34) shipped via Easy Ship; fee rates are illustrative.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>Line item<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>Basis<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>Amount (\u20b9)<\/strong><\/th><\/tr><\/thead><tbody><tr><td>Order value (customer paid)<\/td><td class=\"has-text-align-center\" data-align=\"center\">Selling price incl. GST<\/td><td class=\"has-text-align-center\" data-align=\"center\">1,499.00<\/td><\/tr><tr><td>Referral fee<\/td><td class=\"has-text-align-center\" data-align=\"center\">Illustrative 10% of selling price<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2013 149.90<\/td><\/tr><tr><td>Closing fee<\/td><td class=\"has-text-align-center\" data-align=\"center\">Illustrative slab fee<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2013 25.00<\/td><\/tr><tr><td>Shipping fee<\/td><td class=\"has-text-align-center\" data-align=\"center\">Illustrative, 500 g slab<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2013 70.00<\/td><\/tr><tr><td>GST on fees<\/td><td class=\"has-text-align-center\" data-align=\"center\">18% of \u20b9244.90 (claimable as ITC)<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2013 44.08<\/td><\/tr><tr><td>GST TCS<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.5% of \u20b91,270.34<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2013 6.35<\/td><\/tr><tr><td>Income-tax TDS<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.1% of \u20b91,270.34<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2013 1.27<\/td><\/tr><tr><td><strong>Expected net payout<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>1,202.40<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>If the settlement shows \u20b91,180, the \u20b922.40 gap is an exception: check the weight slab, whether a promotion was wrongly treated as seller-funded, and whether any fee sits outside the rate card. GST on fees, TCS and TDS are recoverable credits; the other fees are a true cost of sale.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">The Ecommerce Payment Reconciliation Process, Step by Step<\/h3>\n\n\n\n<p>A disciplined ecommerce payment reconciliation process typically runs through eight stages:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Extract order-level data:<\/strong> Pull every order, its price, and status (delivered, returned, cancelled) from each channel.<\/li>\n\n\n\n<li><strong>Download settlement reports:<\/strong> Collect the payout file from each marketplace and gateway for the same period.<\/li>\n\n\n\n<li><strong>Match transactions line by line:<\/strong> Compare order value against settlement value, flagging every mismatch.<\/li>\n\n\n\n<li><strong>Reconcile fee deductions:<\/strong> Break each settlement into referral fee, closing fee, shipping, ad spend, GST on fees, TCS and TDS, checked against the current rate card.<\/li>\n\n\n\n<li><strong>Verify bank credits:<\/strong> Confirm the net settlement appears in the bank account on the expected value date.<\/li>\n\n\n\n<li><strong>Investigate and close exceptions:<\/strong> Raise claims for genuine shortfalls before the marketplace\u2019s claim window closes, and give every exception an owner and a due date.<\/li>\n\n\n\n<li><strong>Post journal entries:<\/strong> Record gross sales, each fee, GST input credit, TCS and TDS receivable separately, so your books show gross revenue rather than just the net bank credit.<\/li>\n\n\n\n<li><strong>Document and improve:<\/strong> Keep settlement files, claim tickets and correspondence for audit, and review recurring exceptions monthly to fix root causes such as incorrect weight master data.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\">How Often Should You Reconcile?<\/h3>\n\n\n\n<p>For high-volume sellers, reconciliation should not be a month-end activity:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Daily:<\/strong> payment gateway reconciliation for website\/D2C orders, since gateway cycles (T+1 or T+2) move fast and errors are easiest to trace early.<\/li>\n\n\n\n<li><strong>Weekly:<\/strong> marketplace settlement reconciliation, aligned to each platform\u2019s payout cycle.<\/li>\n\n\n\n<li><strong>Monthly:<\/strong> full reconciliation close, tying marketplace and gateway data into the general ledger before return filing deadlines.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">KPIs to Track<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Auto-match rate:<\/strong> share matched without manual work; aim for 95% or more.<\/li>\n\n\n\n<li><strong>Exception ageing:<\/strong> items open beyond 30 days risk missed claim windows.<\/li>\n\n\n\n<li><strong>Unreconciled value:<\/strong> rupee value open at period-end, ideally near zero.<\/li>\n\n\n\n<li><strong>Leakage recovered:<\/strong> successful claims as a percentage of GMV.<\/li>\n\n\n\n<li><strong>Tax credit match rate:<\/strong> TCS and TDS in your books versus the GST portal and Form 26AS.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Common Reconciliation Mistakes Indian Sellers Make<\/h3>\n\n\n\n<p>Even well-run finance teams fall into predictable traps with ecommerce payment reconciliation:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Treating net settlement as the full picture:<\/strong> recording only the bank credit, without breaking out gross sales, fees, and withheld tax, distorting revenue and tax filings.<\/li>\n\n\n\n<li><strong>Not reconciling TCS and TDS credits monthly:<\/strong> letting GST portal and Form 26AS mismatches pile up until the filing deadline instead of catching them early.<\/li>\n\n\n\n<li><strong>Ignoring RTO and return timing gaps:<\/strong> a return initiated in one month but settled the next looks like a shortfall if untracked.<\/li>\n\n\n\n<li><strong>No exception-ageing process:<\/strong> mismatches sit unresolved because nobody owns follow-up with the marketplace.<\/li>\n\n\n\n<li><strong>Not tracking delayed or short gateway settlements:<\/strong> payments captured but never settled, or settled short, need to be raised with the payment aggregator promptly.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Internal Controls That Prevent These Mistakes<\/h4>\n\n\n\n<p>Separate duties so the person recording transactions is not the one reconciling them, require reviewer sign-off on write-offs above a threshold, and keep a documented checklist per channel so the process survives staff changes.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Manual vs. Outsourced\/Automated Reconciliation<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>Factor<\/strong><\/th><th><strong>Manual (in-house, spreadsheets)<\/strong><\/th><th><strong>Outsourced\/Automated<\/strong><\/th><\/tr><\/thead><tbody><tr><td>Time per cycle<\/td><td>Days per marketplace, every month<\/td><td>Hours, largely automated<\/td><\/tr><tr><td>Error rate<\/td><td>High manual re-keying across formats<\/td><td>Low rule-based matching<\/td><\/tr><tr><td>Scalability<\/td><td>Breaks down as order volume or channel count grows<\/td><td>Scales with volume without added headcount<\/td><\/tr><tr><td>Fee accuracy<\/td><td>Depends on individual diligence<\/td><td>Built into standardised workflows<\/td><\/tr><tr><td>Visibility<\/td><td>Reactive, discovered at month-end<\/td><td>Near real-time exception flags<\/td><\/tr><tr><td>Cost<\/td><td>Hidden cost in staff hours and errors<\/td><td>Predictable fee, tied to volume or retainer<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Neither approach is automatically right. A seller doing a few hundred orders a month on one channel may manage with a spreadsheet. But once you run multiple marketplaces alongside your own gateway, manual reconciliation stops being cheaper; it moves the cost from a fee line to lost staff hours and undetected leakage, the gap that reconciliation software and specialist <a href=\"https:\/\/corientbs.com\/in\/blog\/top-10-ecommerce-accounting-firms\/\">ecommerce accounting firms<\/a> are built to close.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Self-Assessment: Do You Need to Outsource?<\/h4>\n\n\n\n<p>Count how many of these are true for your business:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You sell on two or more marketplaces plus your own website.<\/li>\n\n\n\n<li>Reconciliation takes more than two working days each month.<\/li>\n\n\n\n<li>Exceptions older than 30 days carry over month to month.<\/li>\n\n\n\n<li>Your TCS or TDS credits have not been matched in the last quarter.<\/li>\n<\/ul>\n\n\n\n<p>0\u20131: manual is still workable. 2\u20133: you are losing hours and margin. 4: bring in an <a href=\"https:\/\/corientbs.com\/in\/expertise\/ecommerce-accountant\/\">ecommerce accountant<\/a> or outsourced team.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">How Corient Helps Ecommerce Sellers with Payment Reconciliation<\/h3>\n\n\n\n<p><a href=\"https:\/\/corientbs.com\/\">Corient Business Solutions<\/a> works with D2C brands, B2B sellers, and mid-market ecommerce businesses across India on exactly this problem. Our team reconciles Amazon, Flipkart, Meesho and Myntra payouts and Razorpay, PayU and Cashfree settlements against bank credits, breaking down every fee, TCS and TDS deduction.<\/p>\n\n\n\n<p>Because ecommerce payment reconciliation touches accounting, compliance, and cash flow at once, we pair a dedicated client team with technology-led workflows rather than a single generalist bookkeeper. The result: fewer month-end surprises, cleaner audit trails, and finance teams that spend time on growth instead of chasing mismatches.<\/p>\n\n\n\n<div class=\"wp-block-group cta-section is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\">Ready to stop losing margin to unreconciled settlements? Book a free reconciliation review with Corient Business Solutions.<\/h3>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-text-color has-background has-link-color wp-element-button\" style=\"background-color:#6e61aa\">Get Your Quote<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">People Also Ask:<\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1789713796762\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is ecommerce payment reconciliation in simple terms?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Checking that the amount a customer paid, the amount your marketplace or gateway reports as settled, and the amount reaching your bank all match, then investigating any gap.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1789713798351\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How is marketplace settlement reconciliation different from payment gateway reconciliation?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Marketplace settlement reconciliation covers Amazon, Flipkart, and similar platforms, where commissions, shipping, and platform taxes are netted off before payout. Payment gateway reconciliation covers direct website payments via Razorpay or Cashfree, with simpler, faster cycles.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1789713799553\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Can ecommerce reconciliation software fully replace manual checks?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>It matches and flags exceptions faster than spreadsheets, but genuine mismatches, disputed fees, delayed refunds, still need a human to investigate with the marketplace or bank.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1789713800992\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What happens if a settlement shortfall goes uninvestigated?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>It is written off or never noticed, and unclaimed fee errors, return credits and tax credits steadily erode margin.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1789713802437\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How do I claim the GST TCS deducted by Amazon or Flipkart?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Once the marketplace files GSTR-8, the TCS appears on your GST portal. After you accept it, it credits your electronic cash ledger and can be used to pay your GST liability.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1789714124803\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the TDS rate on marketplace sales in 2026?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>0.1% of gross sales, now under Section 393(1) of the Income-tax Act, 2025, which replaced Section 194-O from 1 April 2026.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<h3 class=\"wp-block-heading\">Conclusion<\/h3>\n\n\n\n<p>Ecommerce payment reconciliation protects your margins and cash flow in a market where transaction volumes and marketplace fee structures keep shifting. Sellers who reconcile daily and weekly, rather than scrambling at month-end, catch errors while they\u2019re still cheap to fix.<\/p>\n\n\n\n<p>Ready to stop losing hours and margin to unreconciled settlements? <a href=\"https:\/\/corientbs.com\/contact\/\">Talk to Corient Business Solutions<\/a> about outsourced, accurate ecommerce payment reconciliation built for Indian sellers.<\/p>\n\n\n\n<p><strong>Disclaimer:<\/strong> This article is general information, not tax or legal advice. Confirm current rates with the marketplace and a qualified Chartered Accountant.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>TL;DR Ecommerce payment reconciliation is the process of matching each order\u2019s value against the amount settled by the marketplace or [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":14717,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"blog-category":[49],"class_list":["post-14712","blog","type-blog","status-publish","format-standard","has-post-thumbnail","hentry","blog-category-e-commerce"],"_links":{"self":[{"href":"https:\/\/corientbs.com\/in\/wp-json\/wp\/v2\/blog\/14712","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/corientbs.com\/in\/wp-json\/wp\/v2\/blog"}],"about":[{"href":"https:\/\/corientbs.com\/in\/wp-json\/wp\/v2\/types\/blog"}],"author":[{"embeddable":true,"href":"https:\/\/corientbs.com\/in\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/corientbs.com\/in\/wp-json\/wp\/v2\/comments?post=14712"}],"version-history":[{"count":3,"href":"https:\/\/corientbs.com\/in\/wp-json\/wp\/v2\/blog\/14712\/revisions"}],"predecessor-version":[{"id":14719,"href":"https:\/\/corientbs.com\/in\/wp-json\/wp\/v2\/blog\/14712\/revisions\/14719"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/corientbs.com\/in\/wp-json\/wp\/v2\/media\/14717"}],"wp:attachment":[{"href":"https:\/\/corientbs.com\/in\/wp-json\/wp\/v2\/media?parent=14712"}],"wp:term":[{"taxonomy":"blog-category","embeddable":true,"href":"https:\/\/corientbs.com\/in\/wp-json\/wp\/v2\/blog-category?post=14712"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}